Our mission is simple: Hold Insurers accountable and help you restore what matters most.

Jenny Horne is a 1997 graduate of the University of South Carolina where she
served as Associate Articles Editor of the South Carolina Law Review. Ms. Horne has been licensed to practice law in North and South Carolina since 1997 and is a former law clerk to the Honorable Margaret Beane Seymour, United States District Court.
In her twenty-five plus year career, Jenny has litigated cases in both state and federal courts in a variety of civil cases. Ms. Horne is a South Carolina native who served in the South Carolina House of Representatives from 2008 until 2016 representing the citizens of Dorchester and Charleston Counties. Ms. Horne practices at the Jenny Horne Law Firm, LLC in Summerville, South Carolina.
We help property owners recover from disasters.
Our team understands the tactics insurers use to delay, deny or underpay valid claims - and we are here to fight for what's right.

Severe storms can cause widespread roof, structural, and interior damage.
We help homeowners and business owners file, present, and dispute insurance claims following
hurricane-related property losses — including wind, rain, and debris impact.

Leaks, pipe bursts, or appliance failures can lead to serious water damage.
We assess the full scope of your losses, including hidden or long-term damage, and work to
ensure your insurer covers what's owed.

Hail can crack roofing, shatter windows, and compromise building materials.
Our team builds strong claims with photo evidence, inspections, and expert estimates to recover
your full repair costs.

High winds can tear off shingles, damage siding, or bring down trees.
We help prove the extent of wind-related destruction and handle disputes over coverage or
causation.

Floods cause extensive damage and are often excluded from standard insurance.
We guide clients through complex flood policies, NFIP claims, and disputes over coverage or
causation.

Earthquakes can weaken foundations, walls, and plumbing systems.
We help clients understand what’s covered under earthquake endorsements or separate policies,
and advocate for fair compensation.

Even small fires can lead to major losses, including smoke, soot, and water damage.
We ensure your insurer accounts for all visible and hidden damage — and push back on partial or
delayed payouts.

Intentional property damage can include broken windows, graffiti, or structural harm.
We assist property owners in filing timely claims, documenting losses, and recovering costs for
repairs and restoration.
From the very beginning, we prioritize clear communication and personal attention.
Our team takes the time to listen carefully, understand the full scope of your situation, and gather the details that matter. We believe that a strong case starts with truly understanding your needs – and we’ll keep you informed every step of the way. As a firm that specializes in property damage claims, we know how to negotiate effectively with insurers. We approach every case with a results-driven mindset, backed by knowledge and experience to advocate for your best outcome and ensure your claim is handled fairly.
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